Namskar Dosto... Mera naam hai Dinesh Aus aj iss video me hum bat karne wale hai HDFC Bank RD ke bare me...
Here are some banks that offer the best interest rates for RD schemes: Deutsche Bank gives 8.00% p.a. for 5-year deposits, which is one of the best RD rates in India. For 1-year tenure, Lakshmi Vilas Bank offers the highest returns, at 7.75% p.a., followed by IndusInd Bank at 7.60%.
In a Recurring Deposit scheme, the investor has to deposit a fixed sum every month, which will build up a savings discipline. For salaried customers, it is easier to set aside some portion of their salary each month to invest in an RD.
Banks Deduct TDS on your Fixed Deposits but not on Recurring Deposits. “No TDS on RD is charged,” this does not mean, it is a tax free income. ... The interest income earned on your RD is not exempted from income tax. It is taxable.
It is a saving avenue which works like the systematic investment plan of a mutual fund, wherein a particular amount of money is deducted from your account every month. You have to apply for a recurring deposit account and ask the bank to deduct the stipulated amount from your savings or current account every month
Bank Interest Rates Senior Citizen Rates
Bank of Baroda 5.75% - 6.85% 6.25% - 7.35%
Citibank 6.00% - 7.50% 6.50% - 8.00%
IDBI Bank 6.00% - 7.05% 6.50% - 7.55%
Indian Bank 6.00% - 6.75% 6.50% - 7.25%
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